Our Regulatory Tracker is a list of effective dates, comment deadlines, compliance dates and expiration dates for the United States of America.

All the following are comment deadline except for the last entry, which is an effective date.

February 1st: The Federal Trade Commission or FTC is issuing an advance notice of proposed rulemaking to gather information related to seven topics, the better to decide on policy for future amendments to the premerger notification rules issued under the Hart-Scott-Rodino Antitrust Improvements Act.

February 2nd: The Office of the Comptroller of the Currency or OCC is issuing a notice of proposed rulemaking to ask for comment on its plans to set some Community Reinvestment Act (CRA) evaluation measure benchmarks, retail lending distribution test thresholds and community development minimums under the general performance standards. It explains how the OCC wants to assess significant declines in CRA-related activity levels in connection with performance context following the initial establishment of the benchmarks, thresholds and minimums. Finally, it wants to make clarifying and technical amendments to the CRA final rule.

February 2nd: The National Credit Union Administration's board is seeking public comments about a proposal for a rule to amend its regulations by removing the prohibition on the capitalisation of interest in connection with loan workouts and modifications.

February 10th: The NCUA's board proposes to amend its chartering and field-of-membership rules to modernise requirements related to service facilities for multiple-common-bond federal credit unions. Any shared branch, shared automated teller machine or shared electronic facility ought to be included in the definition of “service facility” for an FCU that participates in a shared branching network. The FCU need not be an owner of the shared branch network for the shared branch or shared ATM to be a service facility.

February 12th: The Small Business Administration or SBA is proposing to remove or revise various regulations affecting its business loan programmes because these regulations are obsolete, unnecessary, ineffective, or burdensome. Its aim is to obey various Executive Orders by reducing the number and costs of the regulations that federal agencies impose on firms.

February 10th, effective date: The Federal Deposit Insurance Corporation (FDIC) is amending its Procedures for Corporate Debt Collection to include delinquent civil money penalties.